Developing a financial technology (FinTech) adoption scale: A validity and reliability study

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dc.authorscopusid57219877847en_US
dc.authorscopusid58158781100en_US
dc.authorscopusid58159156400en_US
dc.contributor.authorDurak, İ.
dc.contributor.authorÇi?se, S.N.
dc.contributor.authorYazıcı, S.
dc.date.accessioned2024-08-23T16:07:39Z
dc.date.available2024-08-23T16:07:39Z
dc.date.issued2024en_US
dc.departmentDüzce Üniversitesien_US
dc.description.abstractThe aim of this study is to develop a FinTech adoption scale since no valid and reliable specific FinTech adoption scale is available in the literature. The research sample was 406 individual financial service users over 18. The construct validity of the scale was examined by EFA and CFA. The EFA results discovered a five-dimensional (perceived utility, trust, perceived ease of use, attitude towards FinTech, and social impact) structure. The CFA results also confirmed the results of EFA. In reliability analysis, the Cronbach's Alpha coefficients and, composite reliability measures were quite high and above the limit of 0.70. This study pioneers the literature as proposing a guiding robust scale to measure individuals' fintech adoption. The findings offer important implications for policymakers as policymakers may use this tool to create targeted policies that will improve financial inclusion and innovation while preserving the stability of global financial ecosystems. © 2024 Elsevier B.V.en_US
dc.identifier.doi10.1016/j.ribaf.2024.102344
dc.identifier.issn0275-5319
dc.identifier.scopus2-s2.0-85190715091en_US
dc.identifier.scopusqualityQ1en_US
dc.identifier.urihttps://doi.org/10.1016/j.ribaf.2024.102344
dc.identifier.urihttps://hdl.handle.net/20.500.12684/14744
dc.identifier.volume70en_US
dc.indekslendigikaynakScopusen_US
dc.language.isoenen_US
dc.publisherElsevier Ltden_US
dc.relation.ispartofResearch in International Business and Financeen_US
dc.relation.publicationcategoryMakale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanıen_US
dc.rightsinfo:eu-repo/semantics/closedAccessen_US
dc.subjectAdoption driversen_US
dc.subjectFinancial innovationen_US
dc.subjectFinancial technologyen_US
dc.subjectFinTech adoptionen_US
dc.subjectFinTech Serviceen_US
dc.subjectTechnology adoptionen_US
dc.titleDeveloping a financial technology (FinTech) adoption scale: A validity and reliability studyen_US
dc.typeArticleen_US

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